Roth IRA Contribution Limits, Income Limits 2019-2020. Roth IRA earnings and share restrictions for 2019 and 2020 The yearly Roth IRA limitation is $6,000 both in 2020 and 2019, up from $5,500 in 2018 (if you’re 50 or older, you can include $1,000 to those quantities). The Roth that is maximum contribution relates to all your conventional and Roth IRAs, …